SAFESCAN:
(SSN ISSUED -93)
Optional fraud system. Year and State of residence when
Social Security number was issued.
SINCE:
(SINCE 03/10/73)
Date File Was Established
FAD:
(FAD 01/31/94 )
Date of Last Activity on File
FN:
(FN-238)
FILE NUMBER For Equifax Iternal Use Only
CONSUMER REFERRAL MESSAGE:
(EQUIFAX CREDIT INFORMATION SERVICES)
This is the address and phone number of the Reporting
Bureau. It is Provided to Assist You and the Consumer
in the Event of Adverse Action.
IDENTIFICATION:
(CONSUMER,JOHN,Q,JR,JANE)
Subject & Spouse Name
Current Address, Telephone Numbers, Origin & Date
Added to File
Former Address
Second Former Address
Also Known As
Birth Date, SSN Subject, SSN Verified - Yes (Y) or No
(N)
EMPLOYMENT:
(01 ES-ENGINEER,LOCKHEED,ATLANTA,GA,EMP 06/87,VER
03/92)
ES--(Employment Subject) Position, Firm, Location, Date
Employed, Date Verified
EF--(Employment Former) Position, Firm, Location, Date
Left
E2--(Employment Second Former)
SUMMARY OF FILES ITEMS:
(*SUM-04/73-01/94,PR/0I-YES,COLL-YES,FB-NO, ACCTS:10,HC$450-87595,
6-ONES, 1-TWO, 1-THREE, 1-FIVE, 1-OTHER, HIST DEL- 1-TWO,
2-THREES, 1-FOUR.)
04/73--Oldest Opening Date of Trade
01/94--Newest Reporting Date of Trade
PR/OI--YES--File Has Public Record
COLL--YES--File Has Collection Items
FB--NO--When File Contains No Information from Credit
Reporting Companies Not Affiliated with Equifax
ACCTS:10--File Contains 10 Tradelines HC-HIGH CREDIT
Range $450-87,595
6--ONES--Six Trades in File Coded 1
1--TWO--One Trade in File Coded 2
1--THREE--One Trade in File Coded 3
1--FIVE--One Trade in File Coded 5
1--OTHER--One Trade with No Code
HIST DEL--(Historical Delinquency) Reflects the Number
of Tradelines with the Highest Delinquency Rating in Either
the Max/Del or 24 Month History
INQUIRY ALERT:
(INQUIRY ALERT - SUBJECT SHOWS 3 INQUIRIES SINCE 11/93)
Alert Appears if Three or More Inquiries Occurred Past
90 Days.
PUBLIC RECORDS OR OTHER INFORMATION:
(****** PUBLIC RECORDS OR OTHER INFORMATION ******)
BKRPT (Bankruptcy) Date Filed, Court Number, Case Number,
Liabilities, Assets, Exempt Amount, Filer, Type, Intent--Chapter
Number
ST JD--(Satisfied Judgment) Date Filed, Court Number,
Amount, Defendant, Case Number, Plantiff, Date Verified,
Status, Date Satisfied
COLLECTION ITEMS:
(****** COLLECTION ITEMS ******)
LIST--Date Assigned to Collection Agency
RPTD--Date Reported
AMT--Total Amount of Collection
BAL--Balance as of Date Rpted.
DLA--Date of Last Activity (Payment to Client)
ECOA--Equal Credit Opportunity Act Designator
AGENCY--Collection Agency Member Number
CLIENT--Customer the Agency Represents
STATUS--Last Activity Reported
SERIAL--Account Serial Number
OTHER:
(WACH IL)
Accounts Not Reflecting Rating Type (Revolving, Open,
Installments).
INQUIRIES:
(INQS-)
Member Name, Number and Date Inquired. Two Years of Inquiry
History Shown.
TRADE:
First Line:
Firm /ID CODE-Name and Member Number
of Reporting Company
(FIRM / IDENT CODE)
*-Trade Information from Automated Tape Supplier
TYPE OF ACCOUNT
(CS)
R=Revolving Account
O=Open Account (30,60,or 90 days)
I=Installment Account
|
CS-Current Status of Account |
| Code |
Description |
| 0 |
Too New to Rate; Approved But Not Used |
| 1 |
Paid As Agreed; Satisfactory; Current |
| 2 |
Pays 31-60 Days; Not More Than 2 Payments Past
Due |
| 3 |
Pays 61-90 Days; Not More Than 3 Payments Past
Due |
| 4 |
Pays 91-120 Days; Not More Than 4 Payments Past
Due |
| 5 |
Pays Over 120 Days; Not More Than 5 or More Payments
Past Due |
| 7 |
Making Regular Payments Or Paid Under Wage Earner
Plan Or Similar Arrangements |
| 8 |
Repossession |
| 9 |
Charged Off To Bad Debt |
RPTD--Date Account Was Reported
LIMIT--Credit Limit
HICR--High Credit
BAL$--Balance Owed as of Reporting Date
DLA--Date of Last Activity on the Account
MR--Months Reviewed
(30 60 90+)--Number of Times Account
was 30, 60, or 90+ Days Late
MAX/DEL--Most Recent, Highest Delinquency
Before the 24 Month History
Second Line
|
ECOA CODES |
| Code |
Description |
| U |
Undesignated |
| I |
Individual |
| A |
Authorized User |
| J |
Joint |
| C |
Co-Maker |
| B |
On Behalf Of |
| M |
Maker |
| T |
Association With Account Terminated |
| S |
Shared |
ACCOUNT
NUMBER
OPND--Date Account Was Opened with
Reporting Company
P/D--Past Due Amount as of Reporting
Date
TERM--Monthly Repayment Amount or Number
of Months or Years
24 MONTH HISTORY
Rate History for 24 Months Prior to Current Status, Slash(/)
Separates Two 12 Month Periods. (Read from Left to Right)*=No
Delinquency Reported This Month.
NOTE:
Accounts Grouped by Revolving, Open, and Installment.
Within Each Group, Trades Sorted by Most Recent Date Reported.
Totals Calculated for Limit, High Credit, Balance, Past
Due and Terms within Each Group.
GRAND TOTAL:
Grant Total for Limit, High Credit, Balance, Past Due
and Terms.
SAFESCANNED:
This File Was Accessed by a Customer Using the Equifax
Credit SAFESCAN Service, an Equifax Fraud Protection Service.
DATE FILE WAS ACCESSED:
(01/31/94)
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